For Today's Rates, click on the "Today's Rates" link to the left under "Mortgage Resources."

Here's how to apply:

Phone 

Call 916-569-5473 (Sacramento area) or 800-962-0990, ext. 5473.

Online

Login to Personal Branch Online Banking at schools.org and click "Apply for a Loan." If you do not have an online banking password, please contact our Call Center at 916-569-5400 (Sacramento area) or 800-962-0990.

About Us.

Schools Financial Credit Union was chartered in 1933 by a group of seven teachers who pooled their funds for the purpose of creating a savings cooperative from which low-cost loans could be made to members. Depositors, in return, would earn dividends from the income generated by the interest paid on the loans.

Our Philosophy

Schools Financial Credit Union continues to uphold the foundation and philosophy of the Credit Union Movement of "Not for profit, but for service" and "People helping people." Each individual who opens a savings account at the Credit Union becomes a member-owner, with each member owning one share of the credit union. Our Credit Union's policies are established by a volunteer Board of Directors elected by the membership. Since the Credit Union has no stockholders or other investors, the Board of Directors can focus solely on serving the best interests of our member-owners. Our Board of Directors believes that member interests can best be served by offering products and services which meet member needs while providing an economic advantage when compared with other major financial institutions in our market.